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Locations of Northwest Regional Housing Authority Locations


Serving North-Central Arkansas. With rental properties found at various locations throughout our service area. Housing Choice Vouchers can be used anywhere in our service area.

Housing for Northwest Regional Housing Authority Housing


Provides housing assistance to families, elderly & disabled individuals through programs like Public Housing, Section 8, Low Income Housing Tax Credits, HOME & Homeownership.

Participants of Northwest Regional Housing Authority Residents


Residents have access to an array of supportive service programs, like counseling and education designed to maximize individual potential.

Vouchers for Northwest Regional Housing Authority Voucher Programs


The Housing Choice Voucher Program (also known as Section 8) is one of the best opportunities for lower income families to obtain decent, safe, and affordable housing.

Home Ownership Program

If I wish to purchase my first home but need help meeting the monthly mortgage and other homeownership expenses, is there a program that will help me?
Yes, it is called the Homeownership Voucher Program.

If I am currently a participant in the Housing Choice Voucher program and receive rental assistance can I use my voucher to buy a home and receive monthly assistance in meeting homeownership expenses?
Yes, if you meet income and other eligibility requirements.

If I don't have a rental voucher what do I do?
You have to apply for a housing choice voucher at  Northwest Regional Housing Authority 114 Sisco Ave Harrison Ar. 72602. You may request an application at 870-741-5522

If I get on a waiting list for a voucher, is there any special preference for me because I want to purchase a home?
No. There is no preference based on the fact that you desire to use your voucher for homeownership. Vouchers are issued on a first come first basis.

Are there any standards for the home to be purchased under this program?
The home must pass an initial housing quality standards inspection conducted by the PHA and an independent home inspection before the PHA may approve the purchase by the family.

What families are eligible to apply for homeownership vouchers?
Families must meet these requirements: 

  • First-time homeowner or cooperative member.
  • No family member has owned or had ownership interest in their residence for at least three years.
  • Except for cooperative members, no member of the family has any ownership interest in any residential property.
  • Minimum Income requirements: Before the family begins receiving homeownership assistance, the adult family members of a non-elderly or non-disabled family who will own the home must meet collectively a minimum non-welfare annual income requirement that is not less than the Federal minimum hourly wage multiplied by 2,000 hours.  For an elderly/disabled family, the adult family members who will own the home must have an annual income that is not less than the monthly minimum Federal Supplemental Security Income benefit for an individual living alone multiplied by 12.
  • Employment requirement. Except in the case of elderly and disabled families, one or more adults in the family who will own the home is currently employed on a full-time basis and has been continuously employed on a full-time basis for at least one year before commencement of homeownership assistance.
  • Additional PHA eligibility requirements:  Be enrolled in the Family Self Sufficiency Program (FSS), be on housing assistance for one year, have good credit or be willing to repair credit in order to qualify for a home loan, establish a saving account for repairs after homeownership starts, have 3% of the purchase price of the home as down payment.
  • Homeownership counseling. The family must attend and satisfactorily complete the PHA's pre-assistance homeownership and housing counseling program.

What are monthly homeownership expenses?
Monthly homeownership expenses include:

  1. Mortgage principal and interest,
  2. Mortgage insurance premium,
  3. Real estate taxes and homeowner insurance,
  4. PHA allowance for utilities,
  5. PHA allowance for routine maintenance costs, 
  6. PHA allowance for major repairs and replacements, 
  7. Principal and interest on debt to finance major repairs and replacements for the home,
  8. Principal and interest on debt to finance costs to make the home accessible for a family member with disabilities if the PHA determines it is needed as a reasonable accommodation.

How much financial assistance can PHAs provide in each voucher?
The PHA uses its normal voucher program payment standard schedule to determine the amount of subsidy. The housing assistance payment (HAP) is the lesser of either the payment standard minus the total tenant payment or the family's monthly homeownership expenses minus the total tenant payment. The PHA will make the HAP payment directly to the to the lender.

What is the total monthly tenant payment?
For purposes of calculating the amount of financial assistance to be provided by the PHA, the monthly tenant payment is generally 30% of the family's adjusted monthly income.

What do I have to pay each month?
You have to pay at least the total tenant payment (approximately 30% of adjusted monthly income). However, if you purchase a home that has monthly expenses higher than those covered by the total of the financial assistance provided by the PHA together with the tenant payment (30% of income), any additional amount will have to be paid by the family. To keep families from purchasing a home that will result in a payment the family cannot afford, the PHA, has set affordability limits for their program.

Do families have to purchase a home in the jurisdiction where the PHA issued the voucher?
No. Families that are eligible for homeownership assistance may purchase a home outside the initial jurisdiction if the PHA in the new jurisdiction administers the homeownership voucher program and receives new families into the program. However, the family may only use the voucher to purchase a unit in an area where the family is income eligible at admission to the program.

How long can a family receive assistance under this program?
There is no time limit for an elderly household or a disabled family. For all other families, there is a mandatory term limit of 15 years if the initial mortgage incurred to finance purchase of the home has a term that is 20 years or longer, and for all other cases the maximum term of homeownership assistance is 10 years.

HCV Homeownership Brochure