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Locations of Northwest Regional Housing Authority Locations


Serving North-Central Arkansas. With rental properties found at various locations throughout our service area. Housing Choice Vouchers can be used anywhere in our service area.

Housing for Northwest Regional Housing Authority Housing


Provides housing assistance to families, elderly & disabled individuals through programs like Public Housing, Section 8, Low Income Housing Tax Credits, HOME & Homeownership.

Participants of Northwest Regional Housing Authority Residents


Residents have access to an array of supportive service programs, like counseling and education designed to maximize individual potential.

Vouchers for Northwest Regional Housing Authority Voucher Programs


The Housing Choice Voucher Program (also known as Section 8) is one of the best opportunities for lower income families to obtain decent, safe, and affordable housing.

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Mutual Self-Help Housing


The Mutual Self-Help Housing Program is a USDA/Rural Development program sponsored by Northwest Regional Housing Authority. The program helps low-income participants achieve the dream of home ownership through "sweat equity." Six to eight participants work together with a construction supervisor to build their homes. The program takes about 7 to 8 months and the participants complete their homes simultaneously; no one moves in until all the homes in the group are completed.  The labor contribution provides equity in the home the day you move in.

View "Working Together - Mutual Self Help Housing" Video

What is Mutual Self-Help (MSH) housing and what does it mean to me?

The MSH housing program is about offering home ownership to first time homebuyers with limited income in a very unique way. It does not waive the requirement for good credit, stable income, and the ability and willingness to meet your future debt payments including a home loan payment. In that way it really is no different than the home home loan that you might apply for just about anywhere else. However, there are two unique features that make it different, and for some more attainable than other home loans. Participation in the building of your home and your neighbor's home as part of a Building Group (no building experience necessary) is one of the unique features. The other unique feature has to do with your home loan payment. Your home loan payment is generally lower than other home loan payments as it is based on your income and not the current interest rate as determined by the market! Some rates are as low as 1%; others may be at or near market rate. The lender in this case is the United States Department of Agriculture (USDA) Rural Housing Service. We will help you understand all about the home buying process while asking your help in putting together a home loan package which we submit on your behalf to USDA. Before you close on your home loan, we begin training to familiarize you with the loan paperwork, accounting processes during construction of your home, and the construction process itself.

How to participate:
NWRHA is now recruiting for the Mutual Self Help Program. For more information or an application, contact Northwest Regional Housing Authority at 870-743-6779,

You must be willing to live in any of the following counties: Baxter, Boone, Carroll, Fulton, Izard, Madison, Marion, Newton, Searcy, Stone.

To participate in the Mutual Self-Help Program, you must be willing to work in your spare time for approximately 7 to 8 months.

There is no cost to participate in the program. The only up-front cost is the purchase of a Builders Risk Insurance Policy while under construction.

Qualified families are eligible to receive a reduced interest rate that will keep monthly mortgage payments affordable. Eligible applicants are those who meet USDA Rural Development requirements.

If you are interested in learning more about this program, or if you or a group would like to volunteer in our Mutual Self-Help Program by helping our participants build their homes, please contact us at 870-743-6779.

Funding Provided by:

  • USDA Rural Development - 502 direct loans for buyers
  • Federal Home Loan Bank of Dallas - loans and grants
  • Housing Assistance Council - loans and grants
  • Bank of the Ozarks - loans and grants

USDA Disclaimer 1B
In accordance with Federal law and U.S. Department of Agriculture policy, this institution is prohibited from discriminating on the basis of race, color, national origin, age, disability, religion, sex and familial status. To file a complaint of discrimination, write USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or call (800) 795-3272 (voice) or (202) 720-6382 (TDD).

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