Northwest Regional Housing Authority
114 Sisco Ave
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PO Box 2568
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Harrison, AR 72602
Main Office
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Annex Office
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Fax
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Monday - Friday 8AM - 4PM
Main Office
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Annex Office
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504 Rehabilitation Program

Northwest Regional Housing Authority offers the Housing Rehabilitation Program. This program operates in 12 Northwest Arkansas counties: Baxter, Benton, Boone, Carroll, Fulton, Izard, Madison, Marion, Newton, Searcy, Stone, and Washington. 


The Housing Rehabilitation Program is a USDA/Rural Development program that is sponsored and operated by Northwest Regional Housing Authority. Grants offered by this program assists very low-income participants, helps repair health and address safety hazards in their homes. Low interest loans are also available for repairs and/or modernization. 


How to participate:
NWRHA is now accepting applications for the Housing Rehabilitation Program. For more information or an application, contact Northwest Regional Housing Authority at 870-743-6779, Email: selfhelp@nwregionalhousing.org.


Funding Provided By:
USDA Rural Development - 504 Grants and Loan Funds.


USDA Disclaimer 1B
In accordance with Federal law and U.S. Department of Agriculture policy, this institution is prohibited from discriminating on the basis of race, color, national origin, age, disability, religion, sex, and familial status. To file a complaint of discrimination, write USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or call (800) 795-3272 (voice) or (202) 720-6382 (TDD).
FAQ
The Housing Rehabilitation Program provides loans to very-low-income homeowners to repair, improve, or modernize their homes or grants to elderly, very-low-income homeowners in order to remove health and safety hazards.
To qualify, you must:
  • Be the homeowner and occupy the house
  • Be unable to obtain affordable credit elsewhere
  • Have a family income below 50 percent of the area median income
  • For grants, be age 62 or older and not be able to repay a repair loan
Loans may be used to repair, improve, or modernize homes, or remove/address health and safety hazards.
The maximum loan is $20,000. The maximum grant is $7,500. Loans and grants can be combined for up to $27,500 in assistance.
Loans can be repaid over 20 years. The interest rate is fixed at 1%. All grants must be repaid if the property is sold in less than 3 years. If applicants can repay part, but not all of the costs, applicants may be offered a loan and grant combination.
When funds are distributed.

Eligibility is determined by income and the current housing situation.
Applicants must earn less than 50% of the area median income for your county of residence. That number is determined by the Federal Government and changes from year to year. (Call, and we will let you know the current limits for your county)
Applicants must own their own home.
Loans can be repaid over twenty years and the loan interest rate is fixed at 1%. Grants must be repaid if the property if sold in less than 3 years.
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APPLICATIONS
We provide housing without discrimination on the basis of race, color, religion, sex, physical or mental handicap, familial status, national origin, or other protected class. To file a complaint of discrimination, write USDA Director, Office of Civil Rights, Room 326W, Whitten Building, 1400 Independence Ave. SW, Washington, D.C. 20250-9410 or call Customer Service at 202-260-1026 (Voice), 1-866-632-9992 (Toll Free), 1-800-877-8339 and 1-866-337-8642 (TDD or Local Relay and Federal Relay Service). USDA is an equal opportunity provider and employer. In accordance with federal law and United States Department of Agriculture (USDA) policy, this institution is prohibited from discriminating on the basis of race, color, national origin, age, disability, sex or familial status. To file a complaint of discrimination, write USDA, Director, Office of Civil Rights, 1400 Independence Avenue SW, Washington, D.C. 20250-9410, or call (800) 795-3272 (voice) or (202) 720-6382 (TDD).
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